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Seize the opportunity! A business loan to drive you forward

Looking to start your own business or grow the one you already have? Family Finance is right there with you. Our business loans are made to give you the money you need to make things happen, whether you’re just getting started or ready to take your business to the next level.

With easy payment plans and good rates, our options are designed to give you the support you need to succeed in today’s competitive world. Whether you need money for equipment, hiring staff, or expanding your space, we’re here to help you make it happen.

Business loans for big ideas

Vehicles and Machinery

Is it time to invest in a company fleet or new machinery? Trust us with the financial side of things so you can keep your focus on growing your revenue.

Business growth loan

With Family Finance, you can count on a straight-forward loan and great advice to make sure your venture gets the financial boost it needs to succeed.

Stock or Cattle

As Kaitaia locals, we love our rural community and over the years, we’ve become livestock finance specialists! Talk to us about your farming needs.

Land development

We’re experienced and trusted providers of finance options for commercial and industrial land and property developments across the Northland region.

The financial fuel your business needs to thrive

With a business loan from Family Finance, you’ll get the financial boost you need to expand, invest in new opportunities, stay ahead in the market, and maybe even treat yourself to a fancy coffee maker for the office. With flexible terms and great rates, we’ll support your growth every step of the way.

Capital Injection:

Secure funds to start or grow your business.

Flexible Use:

Funds can be used for various business needs.

Working Capital:

Maintain daily operations and cash flow.

Business Expansion:

Support expansion plans and new opportunities.

Equipment Purchase:

Acquire necessary machinery or technology.

Competitive Rates:

May offer competitive interest rates.

Questions about Business Loans?

Yes, interest is an expense for your business and can reduce the tax your business has to pay.

Yep! This is a great way to get the regular repayments down. For example, if you buy a new vehicle you can claim the whole GST amount at the time of purchase. Then when this comes back as a GST refund we can apply it to your loan. Because our interest is calculated daily, every day after this you will have cheaper interest. 

We don’t need a specific auditor for most business applicants. We would prefer to meet you face-to-face and understand you and your business without having our nose in the books. We’re in your community, drop in and see us!

We can! Our terms may vary slightly if you have no history but we still want to be able to support all of our customers.

Yep! Buying a business as a going concern can be a great way to jump-start your career or existing business. Sometimes the business being acquired will have forward work and be able to pay for the loan to buy itself! We would be happy to look at this decision with you and see how Family Finance can help.

Business Loan Case Study

Bouncing back from bankruptcy

Challenge:

I was working as a tradie and knew I was good at it. The customers liked me, and I thought there was enough business out there for me, but I needed some way to get started. My main asset was a ute and the bank made it too hard when I didn’t have a house as collateral.

Solution:

I picked up a hitchhiker who happened to work at Family Finance! He said he could make something happen! We agreed to a flexible payment structure that gave me lower payments for the first few months, with just my ute as security. I found the gear, and three good jobs, then I was underway! Five years later, I still get each piece of gear through FF and they make it so easy to grow at a pace that’s right for us. We trust each other and I see them as my support system rather than a faceless lender.

From start-up struggles to success stories -
let our loans add value to your business