Car Finance - the ride is smoother when you're not so worried.

Seamless solutions for your next ride

Getting a car can take your freedom to the next level! We can consolidate all your car expenses into one regular payment through our ‘Complete Motoring Solution’ – it’s car finance but cooler. 
 
You can also buy ANY car through Family Finance, it doesn’t need to be from Archibalds – so get searching! 
 
Talk to the team about how easy it can be.

The complete motoring solution

Buying the Car

If you don’t have a car in mind already we can help you find one that suits your needs. We’ll structure your deposit, repayment and term to suit your budget.

Insurance

We can bundle insurances before you drive away to give you peace of mind about any accidents or breakdowns. A loan will spread the insurance costs and protect your investment.

WOF, Registration, RUCs

These essential, regular costs can be bundled into your Family Finance account and keep you legal and worry free. Our team can even help you with the forms if you need it.

Tyres, Repairs and Regular servicing

Owning a vehicle sometimes means larger unexpected costs. We can make sure it gets sorted and structure the repayment to suit your budget.

Building Credit

If you sign up to the complete motoring solution, you are able to build credit – this means you can pay slightly more than your loan is scheduled for each week, saving interest everyday! Then, in the event of an unexpected cost, you can draw this credit down and minimise your next bill.

Drive away in your dream vehicle sooner

There are many options to consider when choosing a new car or insurance coverage! Family Finance can put you in the driver’s seat faster. We pride ourselves on:

Quick Approval:

Buy your new car, ute, or other vehicle sooner.

Flexible Options:

Choose from easy terms and repayment plans.

New or Used:

Loans are available for both new and used vehicles.

Competitive Rates:

Find out about our affordable interest rates.

Budget-Friendly:

Monthly payments tailored to fit your budget.

Any car:

You do not need to buy your car from Archibalds.

Questions about Car Finance?

Anyone’s car can be security for your loan but the vehicle owner (e.g. your mother) would have to give consent for us to repossess the car if you fail to pay. This would mean she would be a guarantor for the debt.

We would love to have you find your next ride through the Far North, and in particular our sister company Archibald Motors. However, if you’ve got your heart set on something else we’d still be happy to help with finance/insurance where we can.

These are very important things to keep on top of! We will always try to help you keep your car legal and safe. Talk to our friendly loan officers about what you and your car require.

If your car is security for a loan, there will be a registration against it on the Personal Property Security Register (PPSR). The lender can remove this, but you may have to pay the money you receive for the vehicle. As with everything – it can be dealt with if you talk to us.

Case Study

A smarter choice

Challenge:

I had a car that was worth about $5,000 but needed a $4,000 gearbox replacement. Even after the repair, the car’s value wouldn’t be much better because of its age and mileage. It felt like paddling against the tide – I would have spent $9,000 and the car would still be worth $5,000!

Solution:

I needed reliable transportation to and from work, and I knew that

repairing the gearbox would just bring the car back to its current state, and there might be another major problem just around the corner. Rather than pouring money into a lost cause, I sat down with Gareth and looked at alternatives. We found another small, dependable car for me in much better condition that could be driven pretty much carefree for the next three years. They also helped me put money aside each week so when I need new tyres ($$$!!) I will have credit available.

Case Study

Keeping the ball in the air

Challenge:

I had a busy life with my family and job. It always felt like a panic when I suddenly found my insurance cover was about to lapse, and it was $1,300 to renew!! Plus, I needed rego.

Solution:

The team at Family Finance helped me bundle all this into my regular car payment.  They paid for new insurance and a year’s rego, the label just arrived in the mail! I have a single payment I can budget for, and I know my car is covered and safe.

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